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Free business tools

Calculators, trackers & templates for Indian MSMEs

Work out salary, PF, ESIC, GST and gratuity, track your monthly due dates and create ready letters. Each tool has its own page with a plain-English guide and the latest rule changes.

  • 6 free tools
  • Runs on your device
  • Reviewed 16 October 2026
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Calculator

Salary, PF & ESIC calculator

Take-home pay, cost to employer and PF/ESIC contributions for one employee, with the 50% wage rule and the new ₹25,000 PF ceiling.

Open tool Free · no sign-up
Calculator

GST calculator

Add GST to a price or take it out of a GST-inclusive amount, with the CGST + SGST or IGST split at the 5%, 18% and 40% slabs.

Open tool Free · no sign-up
Calculator

Gratuity calculator

Check eligibility and work out gratuity with the 15/26 formula, the 5-year rule for permanent staff and the new 1-year rule for fixed-term staff.

Open tool Free · no sign-up
Tracker

Compliance due-date tracker

Your monthly TDS, GST, PF and ESIC due dates in one checklist, with days left, overdue alerts and progress saved on your device.

Open tool Free · no sign-up
Template

Appointment letter generator

Create a ready-to-sign appointment letter with wages, hours, probation, notice and social security terms, then print, save as PDF or copy.

Open tool Free · no sign-up
Template

Payment reminder generator

Write a friendly or firm reminder for an unpaid invoice and send it on WhatsApp in one tap. The firm version cites the MSME 45-day rule.

Open tool Free · no sign-up
Why use them

Built for small Indian businesses

Private by design

Every calculation runs in your browser. Nothing you type is sent to us or stored on a server.

Kept up to date

Each tool lists the latest rule changes, like the ₹25,000 PF ceiling and the GST 2.0 slabs, with official sources.

Explained simply

Every page shows how to fill in the inputs and how to read the results, with a worked example.

Want PF, ESIC, TDS and GST handled for you?

We file and pay on time every month, and remind you before each due date.

See our compliance service