Udyam-registered MSME · Compliance, websites & social media
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Tools we recommend

Software that makes compliance easier for Indian MSMEs

The accounting, payroll and HR apps we suggest to small businesses that want GST, PF, ESI and TDS handled properly every month, plus our free calculators and the official portals you will need.

Disclosure: some links on this page are referral links. If you sign up through them, Kalvee Business Solutions may earn a commission at no extra cost to you. It does not change what we recommend.

Accounts, payroll & HR

The Zoho apps we recommend

Zoho is an Indian company and its business apps are built for Indian tax and labour rules. One account works across all of them, so you can start with one app and add more as you grow.

Start here

Zoho Books

Accounting and GST

Online accounting that keeps your books, invoices and GST returns in one place.

  • GST-compliant invoices, e-invoicing and e-way bills
  • Bank feeds and reconciliation
  • Reports your CA can log in and review
Try Zoho Books
Start here

Zoho Payroll

Salary, PF, ESI, PT and TDS

Runs monthly payroll with Indian statutory deductions worked out for you.

  • PF, ESI, professional tax and TDS calculated each month
  • Payslips and Form 16 for employees
  • Salary structures you can match to the 50% wage rule
Try Zoho Payroll

Zoho Invoice

Simple billing

For freelancers and very small businesses that only need clean, professional invoices.

  • GST invoices and quotes
  • Payment reminders to customers
  • Move to Zoho Books later when you need full accounts
Try Zoho Invoice

Zoho People

HR, attendance and leave

Keeps employee records, attendance and leave in one system that feeds payroll.

  • Employee records and documents
  • Attendance, shifts and leave
  • Self-service app for employees
Try Zoho People

Zoho CRM

Leads and sales

Tracks every enquiry from your website, WhatsApp and calls until it becomes a customer.

  • Lead and deal pipeline
  • Follow-up tasks and reminders
  • Reports on where your customers come from
Try Zoho CRM

Zoho Mail

Business email

Professional email on your own domain, such as you@yourbusiness.in, instead of a free Gmail address.

  • Email on your own domain
  • Shared calendar and contacts
  • Mobile apps for Android and iPhone
Try Zoho Mail

Not sure where to start?

Most small businesses only need two apps on day one. We can set them up for your business, check your salary structures against the labour codes and make sure PF, ESI and GST are filed correctly from the first month.

  1. Start with Zoho Books for invoices, GST and accounts.
  2. Add Zoho Payroll once you have employees, for PF, ESI, PT and TDS.
  3. Add People, CRM or Mail only when you need them.
Official portals

Government portals every MSME uses

Bookmark these. Always file and pay on the official sites.

Kalvee Business Solutions is an independent firm. We take part in Zoho’s referral programme but are not part of Zoho, and we are not linked to any government department. Features and plans are set by each provider and can change, so check the current details on their website before you buy. Referral links are marked as sponsored.